1Security markets have their own set of additional fees and/or taxes assessed by local governments and exchanges. These assessments are imposed on the financial services industry to cover the regulatory costs, and in all cases, the fees/taxes collected are passed on to the appropriate regulatory body or government agency. In addition, Agent Servicing fees may be imposed for American Depository Receipts (ADRs).
2Some fund families may require a higher minimum investment. If fund minimums are not met, certain fees may apply. If you hold no-transaction-fee fund positions along with transaction-fee fund positions, the no-transaction-fee fund positions will liquidatefirst.
3T.RowePrice Investment Services, Inc., may receive fees in connection with no-transaction-fee mutual funds for activities such as recordkeeping and shareholder services. T.RowePrice reserves the right to change the funds available with no transaction fees and reinstate the fees on any funds as well as the right to charge a transaction fee if your short-term trading becomes excessive. If you purchased a fund and paid a transaction fee, one will be charged upon its sale even if it becomes a no-transaction-fee fund after your purchase. Please review each prospectus carefully, as each fund family may have different share classes and costs to ensure that you select the share class most appropriate foryou.
4Effective January 1, 2018—T.RowePrice will not accept new load fund or UIT purchases. Subsequent purchases of load funds already held will be permitted for breakpoint considerations, as well as redemptions of both Load Funds and UITs are permitted. Certain Fidelity Funds are also charged a $35 transactionfee.
5Certificates of deposit are bank products that are FDIC-insured. Non-bank products are NOT FDIC-insured, NOT bank guaranteed and MAY lose value.
6Effective January 1, 2018—T.RowePrice will not accept new purchases or incoming precious metals transfers. Commissions apply to sale transactions and are subject to a minimum commission of$35.
7Orders for foreign stocks that trade as an equivalent on U.S OTC Bulletin Board or Pink SheetMarkets.
8Pershing’s base lending rate, set with reference to commercially recognized interest rates and general credit market conditions, may change without notice. Contact T.RowePrice Brokerage at 1-800-225-7720 for currentrates.
9Third-party ATM surcharges may apply to transactions performed at certainATMs.
10Available balance includes a secured credit line backed by the value of the securities held in the margin account (provided account is approved for marginprivileges).
Brokerage accounts are offered by T.RowePrice Investment Services, Inc., member FINRA/SIPC. Brokerage accounts are carried by Pershing LLC, a BNY Mellon company, memberNYSE/FINRA/SIPC.
All investments are subject to market risk, including the possible loss of principal; they are subject to management fees andexpenses.
