All M&T Bank Locations | Banks, Bank Branches, ATMs, Checking Account, Savings Account (2024)

FAQs

Where are M&T banks located in the US? ›

We serve customers in Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, Washington, D.C. and West Virginia. Our headquarters are located in Buffalo, NY.

Different banks, account types and ATMs have different withdrawal limits, so be conscious of these restrictions. M&T cardholders can withdraw up to $1,000 per day from an ATM.

M&T will not charge you to access your account at non-M&T ATMs, and will reimburse the checking account (up to $2 per transaction, or full fee amount for accounts opened in the state of NJ) for the amount of any fee charged by another bank or ATM operator to use its ATMs in the 50 United States and Washington, DC.

M&T Bank is proud to serve our Connecticut customers and business clients through our network of branches and ATMs and online.

M&T Bank provides banking, insurance, investments, mortgage, and commercial financial services through 700 branches, 1,800 ATMs, and a variety of online and mobile services.

M&T Bank Corporation (Manufacturers and Traders Trust Company) is an American bank holding company headquartered in Buffalo, New York. It operates 1,000+ branches in 12 states across the Eastern United States, from Maine to Northern Virginia.

Cash withdrawals can be made by visiting a local branch and asking a teller to withdraw funds from your savings account. But they can also be made using an ATM card at virtually any ATM, though fees may apply if you use a machine that's not in your bank's network.

Examples of ATM withdrawal limits at well-known banks

American Express National Bank: American Express debuted its digital checking account in February 2022, and customers can withdraw up to $1,000 a day at an ATM. Bank of America: The maximum daily withdrawal amount using an ATM is $1,000.

The Limit You Need To Worry About Is $10,000

“$5,000 is okay, but if you withdraw more than $10,000, the transaction will be reported to the IRS and at least one other government agency,” Bakke said. “You will also normally be required to fill out Form 8300.

Generally, banks and credit unions will let you take out between $300 to $3,000 daily at ATMs, depending on your account type and relationship with the institution.

Who owns M&T bank? ›

M&T Bank (MTB) Ownership Overview

The ownership structure of M&T Bank (MTB) stock is a mix of institutional, retail and individual investors. Approximately 59.28% of the company's stock is owned by Institutional Investors, 5.99% is owned by Insiders and 34.73% is owned by Public Companies and Individual Investors.

Axos Bank is the best option overall because it has more combined benefits than its competitors. With a checking account, you pay $0 in ATM fees throughout the U.S. You also avoid other bank fees such as overdrafts.

Connecticut Attorney General William Tong has been a frequent critic of M&T Bank's customer service since the company completed in April 2022 its $8.3 billion acquisition of People's United Bank.

M&T Bank (MTB) had its Relative Strength (RS) Rating upgraded from 70 to 74 Wednesday -- a welcome improvement, but still below the 80 or higher score you prefer to see.

M&T Bank traces its origins to the founding of Manufacturers and Traders Bank in Buffalo, New York. As a result of mergers, acquisitions and name changes, M&T Bank Corporation's principal bank is now known as Manufacturers and Traders Trust Company, or M&T Bank.

Fitch Ratings - New York - 12 Oct 2023: Fitch Ratings has affirmed M&T Bank Corporation's (MTB) and its subsidiaries' Long- and Short-Term Issuer Default Ratings (IDRs) at 'A' and 'F1', respectively. The Rating Outlook remains Negative.